Pays off now.
Sold on credit, get paid upfront. Receivables anticipation for micro, small and medium businesses.
Net amount instantly
You see the net amount on screen before signing.
PIX within 3 business days*
After analysis approval: sign on your phone and the money lands in your account.
Slip with your brand
Your client keeps seeing your business.
* Deposit within 3 business days after risk and credit analysis approval.
Redenza buys what you already sold and pays within 3 business days.*
You delivered a service or product and your client will pay in 30, 60 or 90 days. Redenza buys that receivable, deposits it in your account within 3 business days after your analysis approval and then collects from your client at maturity, with the slip carrying your brand. It is not a loan. It is your money, arriving early.
* The 3-business-day window counts from the operation's risk and credit analysis approval.
Getting money to those who do the work, sooner.
- 3business days via PIX*
- 100%online, paperless
- R$ 0fee on the 1st operation
* After risk and credit analysis approval.
How it works
- 1You send the invoice or contractDigital signup in minutes: company, partners and bank account data. Then, the invoice or contract of the receivable.
- 2Redenza analyzes and approvesDecision within 3 business days, automatic or human analysis depending on the operation.
- 3See the net amount on screenThe simulator shows the total cost, each part of it and how much lands in your account. No hidden fees.
- 4Sign on your phoneYou sign everything on your phone, with contract registered at a notary: secure and valid by law.
- 5Get paid by PIX within 3 business daysOnce the analysis is approved, the deposit arrives within 3 business days in your account. The money lands and you use it as needed.
- 6The retention returns to youYour client pays at maturity, with the slip carrying your brand. The guaranteed retention is returned in full.
Who Redenza serves.
From MEI to mid-sized companies, in any sector: what matters is that you have sold and not been paid yet. These four are real cases of clients we serve, and the list does not stop there.
Why Redenza
- Specialist in service receivables, not merchandise
- Own platform, from signup to PIX
- Compliance from day one: COAF, LGPD and registration
The alternative you have today and what Redenza delivers on top.
Bank
Other companies
Working capital for those who already have revenue and collateral; long terms and bureaucracy.
Redenza
Decision within 3 business days, with no collateral.
Direct consumer credit
Other companies
Finances the consumer; the clinic receives upfront at a high rate.
Redenza
Anticipates what you already sold, with your brand on the slip and transparent pricing.
Card terminal
Other companies
Advances card sales with a fee embedded per installment.
Redenza
Digital, services, slip with the client's brand and certifiable registration.
Traditional factoring
Other companies
Handles merchandise with duplicate invoices, analog and in-person process.
Redenza
Service specialist: NFS-e, recurring contracts and commissions, 100% online.
Get your answers 100% online.
No. Redenza does not lend money: it buys what you already sold. You delivered a service or product and your client will pay in 30, 60 or 90 days. Redenza buys that receivable, deposits it in your account within 3 business days after your analysis approval and then collects from your client at maturity. It is not a loan: it is your money, arriving early.
Three things: the invoice or contract of the sale, proof that the service was rendered (or the goods delivered) and the name of who will pay. Without that there is no operation: we only buy real sales.
We are a 100% digital merchant factoring company, built for small businesses: MEIs, micro-enterprises and small and mid-size companies, in segments that banks, card terminals and credit fintechs serve poorly. Our origination, analysis and collection platform is proprietary, end to end.