Built for the underserved segments of the Brazilian market.
We are the digital factoring company that turns what you already sold into cash in your account, on a robust, proprietary technology platform.
Redenza is a digital merchant factoring company created for the underserved segments of the Brazilian market. We were born from the realization that service providers finance, with their own cash flow, those who have more capital than they do.
On a robust, proprietary technology platform, we turn a legitimate receivable into cash within 3 business days after analysis approval, with transparent pricing, no collateral and respectful collection.
Those who do the work should not be the last to get paid.
The clinic that cares, the broker who protects, the consultancy that delivers: everyone sells today and gets paid later. Redenza exists to reverse that order: we buy what you already sold, pay after analysis approval and collect under your name with respect for your client. Redenza. Pays off now.
Where we are going.
Mission
To anticipate the receivables of small and medium businesses with proprietary technology and transparent pricing, collecting with respect for the end client.
Vision
To be Brazil's service receivables anticipation infrastructure: end-to-end digital operation, compliance rigor and scale without losing the finish.
How we work
- 01
Transparency
The net amount before signing; no hidden fees.
- 02
Respect for the end client
Collection under the Consumer Protection Code, without embarrassment.
- 03
Rigor with the truth
We only buy what exists: invoice, contract and proof of service.
- 04
Skin in the game
Our capital takes the first loss on everything we originate.
- 05
Simplicity
One signup, one simulation, one PIX. Clear rules and few exceptions.
- 06
Legality without shortcuts
COAF, LGPD and registration before scaling, always within the law.
- 07
Growing with the client
Limit that grows with history; price that falls with volume.
- 08
Proprietary technology
Digital pipeline from signup to PIX, with near-zero cost per operation.
- 09
Privacy from signup
Data handled under the LGPD; only what you submit is collected.
Robust technology, lean operation.
The whole operation runs on a robust, proprietary technology platform: signup, analysis, contracts and collection in a single digital pipeline, with near-zero cost per operation. The result is fast decision-making, from first signup to PIX.
Redenza is a merchant factoring company. It is not a financial institution, does not raise third-party funds and does not extend credit: it buys receivables with its own capital.
Talk to Redenza