One signup, one simulation and a PIX within 3 business days.
From sending the invoice to the PIX: six steps, no paper. The deadline counts from analysis approval.
- 1
You send the invoice or contract
Digital signup in minutes: company, partners and bank account data. Then, the invoice or contract of the receivable.
- 2
Redenza analyzes and approves
Decision within 3 business days, automatic or human analysis depending on the operation.
- 3
See the net amount on screen
The simulator shows the total cost, each part of it and how much lands in your account. No hidden fees.
- 4
Sign on your phone
You sign everything on your phone, with contract registered at a notary: secure and valid by law.
- 5
Get paid by PIX within 3 business days
Once the analysis is approved, the deposit arrives within 3 business days in your account. The money lands and you use it as needed.
- 6
The retention returns to you
Your client pays at maturity, with the slip carrying your brand. The guaranteed retention is returned in full.
Every deposit deadline counts from the operation's risk and credit analysis approval, never from the simulation.
What happens while you use the money.
Collection in your name
The slip is issued under Redenza's CNPJ, but with your business brand and logo. Your client keeps seeing you.
If the client is late
We collect respectfully, under the Consumer Protection Code, without embarrassment. The collection steps are transparent and you follow everything.
Sale that did not happen
If the service was not really rendered, the operation is undone: the credit returns to you and the money to Redenza. That is why we only buy what really exists, and that protects you and your client.
Retention refunded
The retention percentage (reserve fund) from the simulation is returned when your client pays on time. It is a guarantee, not a fee.
What you need at hand.
In every operation
- • Invoice or contract of the receivable
- • Proof the service started (schedule, acceptance, record)
- • Identification of who will pay
According to your business
- • Brokers: active SUSEP registration
- • Micro producers: NF-e and proof of delivery (receipt or buyer acceptance)
- • Technology: NFS-e with detailed withholding taxes